High Yield / Compare accounts

Bank directory

Direct savings accounts at US banks. See rates, key conditions and the evidence behind the numbers.

Brands and accounts at the same legal institution share that bank identity. Separate brand names do not establish separate insurance coverage. This directory records research, not firsthand account testing. Confirm ownership categories and coverage with FDIC deposit insurance guidance.

Ally Bank

FDIC certificate 57803 · Official bank

Regulator evidence checked 2026-10-24 12:00 UTC. Source reported an active institution at that check. Current verification status appears with each account. SHA-256 e0d2c831dd2a258ef72bb3d68ca483d96624d29b31752c9ceafe6d1c9c55b9ff

Ally: Savings Account — checked, 3.20000% APY at $10000

American Express National Bank

FDIC certificate 27471 · Official bank

Regulator evidence checked 2026-10-24 12:00 UTC. Source reported an active institution at that check. Current verification status appears with each account. SHA-256 da9ffed2daa3e8b4ebd8834d9655d7ac4c5aa246ed97f34dd96eb1627450eb41

American Express: High Yield Savings Account — checked, 3.20000% APY at $10000

Axos Bank

FDIC certificate 35546 · Official bank

Regulator evidence checked 2026-10-24 18:00 UTC. Source reported an active institution at that check. Current verification status appears with each account. SHA-256 342aff28a47a8bfe6f53fa583f9b7d9ba6dd12ddc062d38bd435540f122482f5

UFB Direct: Portfolio Savings — checked, 3.26000% APY at $10000
Axos Bank: Summit Savings — checked, 3.75000% APY at $10000

Bank of America, National Association

FDIC certificate 3510 · Official bank

Regulator verification pending.

Bank of America: Advantage Savings — pending

BankUnited, National Association

FDIC certificate 58979 · Official bank

Regulator verification pending.

BankUnited: High Yield Savings — pending

Barclays Bank Delaware

FDIC certificate 57203 · Official bank

Regulator evidence checked 2026-10-25 00:00 UTC. Source reported an active institution at that check. Current verification status appears with each account. SHA-256 90c43c8ec741ca37ccdbe6b540fc9c43fd040fb554690ad2e3d242e694ef1e87

Barclays: Online Savings Account — checked, 3.20000% APY at $10000

BMO Bank National Association

FDIC certificate 16571 · Official bank

Regulator evidence checked 2026-10-24 18:00 UTC. Source reported an active institution at that check. Current verification status appears with each account. SHA-256 0d99806b7be1be38b34dff871a49831a767789de86fe6cedb9cd14dcc46451c3

Alto: Online Savings — checked, 3.00000% APY at $10000

BTG Pactual Bank, National Association

FDIC certificate 35154 · Official bank

Regulator evidence checked 2026-10-24 12:48 UTC. Source reported an active institution at that check. Current verification status appears with each account. SHA-256 28602b6dd7ba9822ab38770f0938ec8c0a1b6830651d2b865606e558caed3031

BTG Pactual: Consumer High Yield Savings — checked, 3.50000% APY at $10000

Cambridge Savings Bank

FDIC certificate 17870 · Official bank

Regulator evidence checked 2026-10-25 00:00 UTC. Source reported an active institution at that check. Current verification status appears with each account. SHA-256 f607214f39cd548d27a1993334b281cd178f240144ce162eab78e1d1bb6c8e55

Ivy Bank: High-Yield Savings Account — checked, 4.00000% APY at $10000

Capital One, National Association

FDIC certificate 4297 · Official bank

Regulator evidence checked 2026-10-24 12:00 UTC. Source reported an active institution at that check. Current verification status appears with each account. SHA-256 8c4f03ab35b6f95aacae229e72c35627edb086674e647cfb6a5f0f224f201fd2

Capital One: 360 Performance Savings — checked, 3.20000% APY at $10000

CFG Bank

FDIC certificate 34294 · Official bank

Regulator evidence checked 2026-10-24 12:47 UTC. Source reported an active institution at that check. Current verification status appears with each account. SHA-256 dee75419af37e11a10618d50932205a34319d57562a886d211505d7dd8d0bf70

CFG Bank: High Yield Money Market — checked, 4.05000% APY at $10000

Charles Schwab Bank, SSB

FDIC certificate 57450 · Official bank

Regulator evidence checked 2026-10-24 12:48 UTC. Source reported an active institution at that check. Current verification status appears with each account. SHA-256 323527f99ec90ab9f6b266242c3286d267465eb898ba2f0ccdedcc516737541c

Charles Schwab Bank: Investor Savings — checked, 0.15000% APY at $10000

CIBC Bank USA

FDIC certificate 33306 · Official bank

Regulator evidence checked 2026-10-24 12:00 UTC. Source reported an active institution at that check. Current verification status appears with each account. SHA-256 6fd107965c63dc99428915ac0fb4140e487c74661883912d9a06c177be150b82

CIBC Bank USA: Agility High-Interest Savings — checked, 3.75000% APY at $10000

Citibank, National Association

FDIC certificate 7213 · Official bank

Regulator verification pending.

Citibank: Citi Savings — pending

Climate First Bank

FDIC certificate 59257 · Official bank

Regulator evidence checked 2026-10-25 00:00 UTC. Source reported an active institution at that check. Current verification status appears with each account. SHA-256 a1b9deb67aee667abab20e675ef6b0bbca19db4f3c583dd461634c658b73face

Climate First Bank: Super Duper Personal Savings — checked, 4.01000% APY at $10000

Colorado Federal Savings Bank

FDIC certificate 33111 · Official bank

Regulator evidence checked 2026-10-24 07:57 UTC. Source reported an active institution at that check. Current verification status appears with each account. SHA-256 b12c141439d5a3eb9d0042751cf99fede830e6d08282b7b5b281c3ad6f7d64cf

Colorado Federal Savings Bank: High Yield Savings — checked, 3.85000% APY at $10000

Comenity Capital Bank

FDIC certificate 57570 · Official bank

Regulator evidence checked 2026-10-24 18:00 UTC. Source reported an active institution at that check. Current verification status appears with each account. SHA-256 b4579a4867261962acd5344f898c99195264728d04cd3e9139951babaedb086a

Bread Savings: High Yield Savings — checked, 4.05000% APY at $10000

Credit One Bank, National Association

FDIC certificate 25620 · Official bank

Regulator evidence checked 2026-10-24 12:48 UTC. Source reported an active institution at that check. Current verification status appears with each account. SHA-256 a65dbb2cc9ba174d9ce5acfb781515bd09816ac6090eccd140735b4c2b8c9351

Credit One Bank: High Yield Jumbo Savings — balance outside terms

Customers Bank

FDIC certificate 34444 · Official bank

Regulator evidence checked 2026-10-24 18:00 UTC. Source reported an active institution at that check. Current verification status appears with each account. SHA-256 2a22f7732942f3d048ce6b4650577985cf759f28e062b0c077f90f125cb599d4

Customers Bank: Yield Shield Savings — balance outside terms

Emigrant Bank

FDIC certificate 57083 · Official bank

Regulator evidence checked 2026-10-24 12:48 UTC. Source reported an active institution at that check. Current verification status appears with each account. SHA-256 bf1f108dbcd4478962e1cbe0fa9cf459351d327f5f4fdabbfcfe84bf55a6654f

EmigrantDirect: American Dream Savings — checked, 3.00000% APY at $10000
MySavingsDirect: MySavings Account — checked, 3.35000% APY at $10000