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Synchrony Bank

Direct savings accounts at US banks. See rates, key conditions and the evidence behind the numbers.

Brands and accounts at the same legal institution share that bank identity. Separate brand names do not establish separate insurance coverage. This directory records research, not firsthand account testing. Confirm ownership categories and coverage with FDIC deposit insurance guidance.

Synchrony Bank

FDIC certificate 27314 · Official bank

Regulator evidence checked 2026-10-24 12:00 UTC. Source reported an active institution at that check. Current verification status appears with each account. SHA-256 154617f065a1f2fc07edc3f9ec7f42baf022f0e02d7762ade56ae7a294ed6b20

Synchrony: High Yield Savings Account — checked, 3.55000% APY at $10000